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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AML Guard vs AMLHUB

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
australia

AMLHUB

Full AML/CTF platform

Entry price
On application
Evidence
45%
Marketed to
Accounting, Real estate, Legal
Data residency
mixed

Choose AML Guard when...

  • AML/CTF program creation is verified — AMLHUB has not established it.
  • Know-your-business (entity checks) is verified — AMLHUB has not established it.
  • Beneficial ownership and control is verified — AMLHUB has not established it.
  • Adverse media screening is verified — AMLHUB has not established it.
  • Suspicious matter report workflow is verified — AMLHUB has not established it.

Choose AMLHUB when...

  • Independent evaluation support (s84) is verified — AML Guard has not established it.
  • Enhanced due diligence is verified — AML Guard has not established it.

Where both fit

Risk assessmentStaff trainingCustomer due diligenceElectronic identity verificationPEP and sanctions screeningOngoing customer monitoring

Biggest differences

FieldAML GuardAMLHUB
AML/CTF program creationVerifiedPartial
Independent evaluation support (s84)NoVerified
Know-your-business (entity checks)VerifiedNot established
Beneficial ownership and controlVerifiedPartial
Enhanced due diligenceNot establishedVerified
Adverse media screeningVerifiedNot established
Suspicious matter report workflowVerifiedPartial
AUSTRAC SMR XML exportNoNot established
Tipping-off controls (s123)VerifiedNot established
Evidence pack exportNot establishedPartial
Immutable audit logVerifiedNot established
Risk assessed per designated servicePartialNot established
Ongoing monitoring triggered by designated service and riskPartialNot established
Program obligations calendarPartialNot established

Capabilities, section by section

Program & governance

AML GuardAMLHUB
  • AML/CTF program creation Agreed Queried
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Not agreed Agreed
  • Staff training Agreed Agreed

CDD & entity work

AML GuardAMLHUB
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Not obtained
  • Beneficial ownership and control Agreed Queried
  • Enhanced due diligence Not obtained Agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

AML GuardAMLHUB
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Not obtained
  • Document Verification Service (DVS) access Not obtained Not obtained

Screening & monitoring

AML GuardAMLHUB
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Not obtained
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Not obtained

Reporting & control

AML GuardAMLHUB
  • Suspicious matter report workflow Agreed Queried
  • AUSTRAC SMR XML export Not agreed Not obtained
  • Tipping-off controls (s123) Agreed Not obtained
  • Threshold transaction reporting Queried Queried

Evidence & extensibility

AML GuardAMLHUB
  • Evidence pack export Not obtained Queried
  • Immutable audit log Agreed Not obtained
  • API access Not obtained Not obtained

Tranche 2 operations

AML GuardAMLHUB
  • Risk assessed per designated service Queried Not obtained
  • Ongoing monitoring triggered by designated service and risk Queried Not obtained
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Not obtained
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Evidence pack exportAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AML Guard on AML Directory · AMLHUB on AML Directory