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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AML Guard vs ComplyReady

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
australia

ComplyReady

Full AML/CTF platform

Entry price
$69.00/mo
Evidence
48%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
mixed

Choose AML Guard when...

  • Beneficial ownership and control is verified — ComplyReady has not established it.
  • PEP and sanctions screening is verified — ComplyReady has not established it.
  • Adverse media screening is verified — ComplyReady has not established it.
  • Tipping-off controls (s123) is verified — ComplyReady has not established it.
  • Immutable audit log is verified — ComplyReady has not established it.

Choose ComplyReady when...

  • Threshold transaction reporting is verified — AML Guard has not established it.
  • API access is verified — AML Guard has not established it.

Where both fit

AML/CTF program creationRisk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Electronic identity verificationOngoing customer monitoringSuspicious matter report workflow

Biggest differences

FieldAML GuardComplyReady
Independent evaluation support (s84)NoNot established
Beneficial ownership and controlVerifiedNot established
PEP and sanctions screeningVerifiedNot established
Adverse media screeningVerifiedNot established
Automated transaction monitoring (bank-style rules)Not establishedPartial
AUSTRAC SMR XML exportNoNot established
Tipping-off controls (s123)VerifiedNot established
Threshold transaction reportingPartialVerified
Immutable audit logVerifiedNot established
API accessNot establishedVerified
Ongoing monitoring triggered by designated service and riskPartialNot established
Versioned AML program and CDD recordsVerifiedPartial
Reliance CDD requests sent and receivedVerifiedNot established
Named integrations1 named0 named

Capabilities, section by section

Program & governance

AML GuardComplyReady
  • AML/CTF program creation Agreed Agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Not agreed Not obtained
  • Staff training Agreed Agreed

CDD & entity work

AML GuardComplyReady
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Not obtained Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

AML GuardComplyReady
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Not obtained
  • Document Verification Service (DVS) access Not obtained Not obtained

Screening & monitoring

AML GuardComplyReady
  • PEP and sanctions screening Agreed Not obtained
  • Adverse media screening Agreed Not obtained
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Queried

Reporting & control

AML GuardComplyReady
  • Suspicious matter report workflow Agreed Agreed
  • AUSTRAC SMR XML export Not agreed Not obtained
  • Tipping-off controls (s123) Agreed Not obtained
  • Threshold transaction reporting Queried Agreed

Evidence & extensibility

AML GuardComplyReady
  • Evidence pack export Not obtained Not obtained
  • Immutable audit log Agreed Not obtained
  • API access Not obtained Agreed

Tranche 2 operations

AML GuardComplyReady
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Not obtained
  • Program obligations calendar Queried Queried
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Evidence pack exportAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AML Guard on AML Directory · ComplyReady on AML Directory