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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AML Guard vs Syntrico

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
australia

Syntrico

Full AML/CTF platform

Entry price
$149.00/mo
Evidence
74%
Marketed to
Real estate, Legal, Conveyancing, Accounting, Precious metals & stones, Other
Data residency
australia

Choose AML Guard when...

  • Tipping-off controls (s123) is verified — Syntrico has not established it.
  • Immutable audit log is verified — Syntrico has not established it.
  • Versioned AML program and CDD records is verified — Syntrico has not established it.
  • Reliance CDD requests sent and received is verified — Syntrico has not established it.

Choose Syntrico when...

  • Automated transaction monitoring (bank-style rules) is verified — AML Guard has not established it.
  • Threshold transaction reporting is verified — AML Guard has not established it.
  • Evidence pack export is verified — AML Guard has not established it.
  • Expired document alerts is verified — AML Guard has not established it.

Where both fit

AML/CTF program creationRisk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationPEP and sanctions screeningAdverse media screeningOngoing customer monitoringSuspicious matter report workflow

Biggest differences

FieldAML GuardSyntrico
Program maintenance and reviewNot establishedPartial
Independent evaluation support (s84)NoPartial
Enhanced due diligenceNot establishedPartial
Automated transaction monitoring (bank-style rules)Not establishedVerified
AUSTRAC SMR XML exportNoNot established
Tipping-off controls (s123)VerifiedNot established
Threshold transaction reportingPartialVerified
Evidence pack exportNot establishedVerified
Immutable audit logVerifiedNot established
API accessNot establishedPartial
Program obligations calendarPartialNot established
Versioned AML program and CDD recordsVerifiedPartial
Expired document alertsNot establishedVerified
Reliance CDD requests sent and receivedVerifiedNot established

Capabilities, section by section

Program & governance

AML GuardSyntrico
  • AML/CTF program creation Agreed Agreed
  • Program maintenance and review Not obtained Queried
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Not agreed Queried
  • Staff training Agreed Agreed

CDD & entity work

AML GuardSyntrico
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Agreed
  • Enhanced due diligence Not obtained Queried
  • Reliance arrangements Not obtained Not obtained

Identity verification

AML GuardSyntrico
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Not obtained
  • Document Verification Service (DVS) access Not obtained Not obtained

Screening & monitoring

AML GuardSyntrico
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Agreed

Reporting & control

AML GuardSyntrico
  • Suspicious matter report workflow Agreed Agreed
  • AUSTRAC SMR XML export Not agreed Not obtained
  • Tipping-off controls (s123) Agreed Not obtained
  • Threshold transaction reporting Queried Agreed

Evidence & extensibility

AML GuardSyntrico
  • Evidence pack export Not obtained Agreed
  • Immutable audit log Agreed Not obtained
  • API access Not obtained Queried

Tranche 2 operations

AML GuardSyntrico
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not obtained Agreed
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Evidence pack exportAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AML Guard on AML Directory · Syntrico on AML Directory