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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AMLHUB vs AMLTranche

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AMLHUB

Full AML/CTF platform

Entry price
On application
Evidence
45%
Marketed to
Accounting, Real estate, Legal
Data residency
mixed

AMLTranche

Full AML/CTF platform

Entry price
$59.00/mo
Evidence
74%
Marketed to
Real estate, Conveyancing, Accounting, Precious metals & stones
Data residency
mixed

Choose AMLHUB when...

  • Independent evaluation support (s84) is verified — AMLTranche has not established it.
  • Staff training is verified — AMLTranche has not established it.
  • Enhanced due diligence is verified — AMLTranche has not established it.

Choose AMLTranche when...

  • AML/CTF program creation is verified — AMLHUB has not established it.
  • Beneficial ownership and control is verified — AMLHUB has not established it.
  • Biometric liveness and face match is verified — AMLHUB has not established it.
  • Adverse media screening is verified — AMLHUB has not established it.
  • Suspicious matter report workflow is verified — AMLHUB has not established it.

Where both fit

Risk assessmentCustomer due diligenceElectronic identity verificationPEP and sanctions screeningOngoing customer monitoring

Biggest differences

FieldAMLHUBAMLTranche
AML/CTF program creationPartialVerified
Independent evaluation support (s84)VerifiedNot established
Staff trainingVerifiedNo
Beneficial ownership and controlPartialVerified
Enhanced due diligenceVerifiedNot established
Biometric liveness and face matchNot establishedVerified
Adverse media screeningNot establishedVerified
Automated transaction monitoring (bank-style rules)Not establishedPartial
Suspicious matter report workflowPartialVerified
AUSTRAC SMR XML exportNot establishedNo
Tipping-off controls (s123)Not establishedVerified
Threshold transaction reportingPartialVerified
Evidence pack exportPartialVerified
Immutable audit logNot establishedVerified

Capabilities, section by section

Program & governance

AMLHUBAMLTranche
  • AML/CTF program creation Queried Agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Agreed Not obtained
  • Staff training Agreed Not agreed

CDD & entity work

AMLHUBAMLTranche
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Not obtained Not obtained
  • Beneficial ownership and control Queried Agreed
  • Enhanced due diligence Agreed Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

AMLHUBAMLTranche
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Agreed
  • Document Verification Service (DVS) access Not obtained Not obtained

Screening & monitoring

AMLHUBAMLTranche
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Not obtained Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Queried

Reporting & control

AMLHUBAMLTranche
  • Suspicious matter report workflow Queried Agreed
  • AUSTRAC SMR XML export Not obtained Not agreed
  • Tipping-off controls (s123) Not obtained Agreed
  • Threshold transaction reporting Queried Agreed

Evidence & extensibility

AMLHUBAMLTranche
  • Evidence pack export Queried Agreed
  • Immutable audit log Not obtained Agreed
  • API access Not obtained Not obtained

Tranche 2 operations

AMLHUBAMLTranche
  • Risk assessed per designated service Not obtained Queried
  • Ongoing monitoring triggered by designated service and risk Not obtained Queried
  • Program obligations calendar Not obtained Queried
  • Versioned AML program and CDD records Not obtained Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Not obtained Queried

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewKnow-your-business (entity checks)Reliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAdverse media screeningAutomated transaction monitoring (bank-style rules)AUSTRAC SMR XML export

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AMLHUB on AML Directory · AMLTranche on AML Directory