Skip to main content
AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AMLTranche vs StackGo IdentityCheck

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AMLTranche

Full AML/CTF platform

Entry price
$59.00/mo
Evidence
74%
Marketed to
Real estate, Conveyancing, Accounting, Precious metals & stones
Data residency
mixed

StackGo IdentityCheck

Verification layer

Entry price
On application
Evidence
58%
Marketed to
Not established
Data residency
mixed

Choose AMLTranche when...

  • AML/CTF program creation is verified — StackGo IdentityCheck has not established it.
  • Risk assessment is verified — StackGo IdentityCheck has not established it.
  • Customer due diligence is verified — StackGo IdentityCheck has not established it.
  • Beneficial ownership and control is verified — StackGo IdentityCheck has not established it.
  • Adverse media screening is verified — StackGo IdentityCheck has not established it.

Choose StackGo IdentityCheck when...

Nothing separates them here: every capability agreed for StackGo IdentityCheck is at least established for AMLTranche too.

Where both fit

Electronic identity verificationBiometric liveness and face matchPEP and sanctions screening

Biggest differences

FieldAMLTrancheStackGo IdentityCheck
AML/CTF program creationVerifiedNo
Risk assessmentVerifiedNo
Customer due diligenceVerifiedNo
Beneficial ownership and controlVerifiedNot established
Enhanced due diligenceNot establishedNo
Document Verification Service (DVS) accessNot establishedNo
Adverse media screeningVerifiedNot established
Ongoing customer monitoringVerifiedNo
Automated transaction monitoring (bank-style rules)PartialNot established
Suspicious matter report workflowVerifiedNo
Tipping-off controls (s123)VerifiedNo
Threshold transaction reportingVerifiedNo
Evidence pack exportVerifiedNo
Immutable audit logVerifiedNo

Capabilities, section by section

Program & governance

AMLTrancheStackGo IdentityCheck
  • AML/CTF program creation Agreed Not agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Not agreed
  • Independent evaluation support (s84) Not obtained Not obtained
  • Staff training Not agreed Not agreed

CDD & entity work

AMLTrancheStackGo IdentityCheck
  • Customer due diligence Agreed Not agreed
  • Know-your-business (entity checks) Not obtained Not obtained
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Not obtained Not agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

AMLTrancheStackGo IdentityCheck
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Not obtained Not agreed

Screening & monitoring

AMLTrancheStackGo IdentityCheck
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Not obtained
  • Ongoing customer monitoring Agreed Not agreed
  • Automated transaction monitoring (bank-style rules) Queried Not obtained

Reporting & control

AMLTrancheStackGo IdentityCheck
  • Suspicious matter report workflow Agreed Not agreed
  • AUSTRAC SMR XML export Not agreed Not agreed
  • Tipping-off controls (s123) Agreed Not agreed
  • Threshold transaction reporting Agreed Not agreed

Evidence & extensibility

AMLTrancheStackGo IdentityCheck
  • Evidence pack export Agreed Not agreed
  • Immutable audit log Agreed Not agreed
  • API access Not obtained Not obtained

Tranche 2 operations

AMLTrancheStackGo IdentityCheck
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Queried Not obtained
  • Escalation to AMLCO or manager with outcome recorded Queried Not obtained
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Queried Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Enhanced due diligenceReliance arrangementsDocument Verification Service (DVS) accessAPI accessExpired document alerts

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AMLTranche on AML Directory · StackGo IdentityCheck on AML Directory