SubjectTwo records, worked side by side
Records checked to8 October 2026
ComplyReady vs First AML
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
ComplyReady
Full AML/CTF platform
- Entry price
- $69.00/mo
- Evidence
- 48%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing
- Data residency
- mixed
First AML
Full AML/CTF platform
- Entry price
- On application
- Evidence
- 65%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing, Financial services
- Data residency
- australia
Choose ComplyReady when...
- AML/CTF program creation is verified — First AML has not established it.
- Staff training is verified — First AML has not established it.
- Suspicious matter report workflow is verified — First AML has not established it.
- Threshold transaction reporting is verified — First AML has not established it.
Choose First AML when...
- Beneficial ownership and control is verified — ComplyReady has not established it.
- Enhanced due diligence is verified — ComplyReady has not established it.
- Biometric liveness and face match is verified — ComplyReady has not established it.
- PEP and sanctions screening is verified — ComplyReady has not established it.
- Evidence pack export is verified — ComplyReady has not established it.
Where both fit
Risk assessmentCustomer due diligenceKnow-your-business (entity checks)Electronic identity verificationOngoing customer monitoringAPI access
Biggest differences
| Field | ComplyReady | First AML |
|---|---|---|
| AML/CTF program creation | Verified | No |
| Staff training | Verified | No |
| Beneficial ownership and control | Not established | Verified |
| Enhanced due diligence | Not established | Verified |
| Biometric liveness and face match | Not established | Verified |
| PEP and sanctions screening | Not established | Verified |
| Adverse media screening | Not established | Partial |
| Automated transaction monitoring (bank-style rules) | Partial | Not established |
| Suspicious matter report workflow | Verified | Not established |
| Threshold transaction reporting | Verified | Not established |
| Evidence pack export | Not established | Verified |
| Ongoing monitoring triggered by designated service and risk | Not established | Partial |
| Program obligations calendar | Partial | Not established |
| Escalation to AMLCO or manager with outcome recorded | Partial | Verified |
Capabilities, section by section
Program & governance
ComplyReadyFirst AML
- AML/CTF program creation Agreed Not agreed
- Program maintenance and review Not obtained Not obtained
- Risk assessment Agreed Agreed
- Independent evaluation support (s84) Not obtained Not obtained
- Staff training Agreed Not agreed
CDD & entity work
ComplyReadyFirst AML
- Customer due diligence Agreed Agreed
- Know-your-business (entity checks) Agreed Agreed
- Beneficial ownership and control Not obtained Agreed
- Enhanced due diligence Not obtained Agreed
- Reliance arrangements Not obtained Not obtained
Identity verification
ComplyReadyFirst AML
- Electronic identity verification Agreed Agreed
- Biometric liveness and face match Not obtained Agreed
- Document Verification Service (DVS) access Not obtained Not obtained
Screening & monitoring
ComplyReadyFirst AML
- PEP and sanctions screening Not obtained Agreed
- Adverse media screening Not obtained Queried
- Ongoing customer monitoring Agreed Agreed
- Automated transaction monitoring (bank-style rules) Queried Not obtained
Reporting & control
ComplyReadyFirst AML
- Suspicious matter report workflow Agreed Not obtained
- AUSTRAC SMR XML export Not obtained Not obtained
- Tipping-off controls (s123) Not obtained Not obtained
- Threshold transaction reporting Agreed Not obtained
Evidence & extensibility
ComplyReadyFirst AML
- Evidence pack export Not obtained Agreed
- Immutable audit log Not obtained Not obtained
- API access Agreed Agreed
Tranche 2 operations
ComplyReadyFirst AML
- Risk assessed per designated service Queried Queried
- Ongoing monitoring triggered by designated service and risk Not obtained Queried
- Program obligations calendar Queried Not obtained
- Versioned AML program and CDD records Queried Queried
- Escalation to AMLCO or manager with outcome recorded Queried Agreed
- Expired document alerts Not obtained Agreed
- Reliance CDD requests sent and received Not obtained Agreed
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewIndependent evaluation support (s84)Beneficial ownership and controlEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessPEP and sanctions screening
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: ComplyReady on AML Directory · First AML on AML Directory