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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

duely vs FreeAML

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

duely

Full AML/CTF platform

Entry price
$59.00/mo
Evidence
100%
Marketed to
Accounting, Real estate, Conveyancing, Legal, Precious metals & stones
Data residency
australia

FreeAML

Verification layer

Entry price
$20.00/check
Evidence
55%
Marketed to
Accounting, Real estate, Conveyancing, Legal
Data residency
Not established

Choose duely when...

  • Program maintenance and review is verified — FreeAML has not established it.
  • Independent evaluation support (s84) is verified — FreeAML has not established it.
  • Enhanced due diligence is verified — FreeAML has not established it.
  • Reliance arrangements is verified — FreeAML has not established it.
  • Suspicious matter report workflow is verified — FreeAML has not established it.

Choose FreeAML when...

Nothing separates them here: every capability agreed for FreeAML is at least established for duely too.

Where both fit

AML/CTF program creationRisk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationBiometric liveness and face matchDocument Verification Service (DVS) accessPEP and sanctions screeningAdverse media screeningOngoing customer monitoringAUSTRAC SMR XML exportEvidence pack export

Biggest differences

FieldduelyFreeAML
Program maintenance and reviewVerifiedNot established
Independent evaluation support (s84)VerifiedNot established
Enhanced due diligenceVerifiedNot established
Reliance arrangementsVerifiedNot established
Automated transaction monitoring (bank-style rules)NoNot established
Suspicious matter report workflowVerifiedNot established
Tipping-off controls (s123)VerifiedNot established
Threshold transaction reportingVerifiedNot established
Immutable audit logVerifiedNot established
API accessNoNot established
Risk assessed per designated serviceVerifiedPartial
Ongoing monitoring triggered by designated service and riskVerifiedPartial
Program obligations calendarVerifiedNot established
Versioned AML program and CDD recordsVerifiedPartial

Capabilities, section by section

Program & governance

duelyFreeAML
  • AML/CTF program creation Agreed Agreed
  • Program maintenance and review Agreed Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Agreed Not obtained
  • Staff training Agreed Agreed

CDD & entity work

duelyFreeAML
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Agreed
  • Enhanced due diligence Agreed Not obtained
  • Reliance arrangements Agreed Not obtained

Identity verification

duelyFreeAML
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Agreed Agreed

Screening & monitoring

duelyFreeAML
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not agreed Not obtained

Reporting & control

duelyFreeAML
  • Suspicious matter report workflow Agreed Not obtained
  • AUSTRAC SMR XML export Agreed Agreed
  • Tipping-off controls (s123) Agreed Not obtained
  • Threshold transaction reporting Agreed Not obtained

Evidence & extensibility

duelyFreeAML
  • Evidence pack export Agreed Agreed
  • Immutable audit log Agreed Not obtained
  • API access Not agreed Not obtained

Tranche 2 operations

duelyFreeAML
  • Risk assessed per designated service Agreed Queried
  • Ongoing monitoring triggered by designated service and risk Agreed Queried
  • Program obligations calendar Agreed Not obtained
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Agreed Not obtained
  • Expired document alerts Agreed Not obtained
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewIndependent evaluation support (s84)Enhanced due diligenceReliance arrangementsAutomated transaction monitoring (bank-style rules)Suspicious matter report workflowTipping-off controls (s123)Threshold transaction reporting

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: duely on AML Directory · FreeAML on AML Directory