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SubjectTwo records, worked side by side
Records checked to8 October 2026

StackGo IdentityCheck vs TrustSoft

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

StackGo IdentityCheck

Verification layer

Entry price
On application
Evidence
58%
Marketed to
Not established
Data residency
mixed

TrustSoft

AML module in another product

Entry price
$99.00/mo
Evidence
65%
Marketed to
Accounting
Data residency
Not established

Choose StackGo IdentityCheck when...

Nothing separates them here: every capability agreed for StackGo IdentityCheck is at least established for TrustSoft too.

Choose TrustSoft when...

  • AML/CTF program creation is verified — StackGo IdentityCheck has not established it.
  • Program maintenance and review is verified — StackGo IdentityCheck has not established it.
  • Risk assessment is verified — StackGo IdentityCheck has not established it.
  • Staff training is verified — StackGo IdentityCheck has not established it.
  • Customer due diligence is verified — StackGo IdentityCheck has not established it.

Where both fit

Electronic identity verificationBiometric liveness and face matchPEP and sanctions screening

Biggest differences

FieldStackGo IdentityCheckTrustSoft
AML/CTF program creationNoVerified
Program maintenance and reviewNot establishedVerified
Risk assessmentNoVerified
Staff trainingNoVerified
Customer due diligenceNoVerified
Know-your-business (entity checks)Not establishedVerified
Beneficial ownership and controlNot establishedVerified
Enhanced due diligenceNoVerified
Document Verification Service (DVS) accessNoVerified
Adverse media screeningNot establishedVerified
Ongoing customer monitoringNoNot established
Automated transaction monitoring (bank-style rules)Not establishedPartial
Suspicious matter report workflowNoVerified
AUSTRAC SMR XML exportNoNot established

Capabilities, section by section

Program & governance

StackGo IdentityCheckTrustSoft
  • AML/CTF program creation Not agreed Agreed
  • Program maintenance and review Not obtained Agreed
  • Risk assessment Not agreed Agreed
  • Independent evaluation support (s84) Not obtained Not obtained
  • Staff training Not agreed Agreed

CDD & entity work

StackGo IdentityCheckTrustSoft
  • Customer due diligence Not agreed Agreed
  • Know-your-business (entity checks) Not obtained Agreed
  • Beneficial ownership and control Not obtained Agreed
  • Enhanced due diligence Not agreed Agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

StackGo IdentityCheckTrustSoft
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Not agreed Agreed

Screening & monitoring

StackGo IdentityCheckTrustSoft
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Not obtained Agreed
  • Ongoing customer monitoring Not agreed Not obtained
  • Automated transaction monitoring (bank-style rules) Not obtained Queried

Reporting & control

StackGo IdentityCheckTrustSoft
  • Suspicious matter report workflow Not agreed Agreed
  • AUSTRAC SMR XML export Not agreed Not obtained
  • Tipping-off controls (s123) Not agreed Not obtained
  • Threshold transaction reporting Not agreed Agreed

Evidence & extensibility

StackGo IdentityCheckTrustSoft
  • Evidence pack export Not agreed Agreed
  • Immutable audit log Not agreed Not obtained
  • API access Not obtained Not obtained

Tranche 2 operations

StackGo IdentityCheckTrustSoft
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Not obtained
  • Program obligations calendar Not obtained Not obtained
  • Versioned AML program and CDD records Not obtained Queried
  • Escalation to AMLCO or manager with outcome recorded Not obtained Queried
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Not obtained Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Beneficial ownership and controlReliance arrangementsAdverse media screeningAutomated transaction monitoring (bank-style rules)API access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: StackGo IdentityCheck on AML Directory · TrustSoft on AML Directory