ClearAML

Stated as audit exports "ready for routine reviews, independent evaluations, or unannounced inspections" — support for an evaluation, not the evaluation itself.

Marketing states identity verification runs through the DVS; the terms of service describe it as reached "via an authorised gateway", meaning access is through a provider rather than direct.

Product docs describe transactions logged manually (or per client) and auto-flagged against two configurable thresholds (cash default $10,000, any transaction default $50,000); pattern-based rules are not described.

Product docs state SMR, TTR, IFTI and CBM reports are exported as a batch XML ZIP for upload through AUSTRAC Online (requires the AUSTRAC Enrolment ID); no schema version is stated.

Vendor states every client is scored on four dimensions, one of which is the risk of the designated service being provided; the product docs describe profession-specific questionnaires per service line, and no separate risk rating per designated service is described.

Product docs set client review cycles by risk rating (Low 36, Medium 24, High 12 months) and marketing claims automatic re-assessment triggers on material changes; a re-review triggered by a new designated service is not described.

Product docs track the AML/CTF program review date (auto-added on publish, emailed 30 days before and when overdue), let officers add custom calendar events, remind about the 14-day AUSTRAC compliance-officer notification and include an Annual Compliance Report assistant; risk assessment review, governing-body reporting and independent evaluation dates are not tracked automatically.

Product docs state every published program version is kept (superseded versions move to a Decommissioned tab, retained 7 years), and each client's risk assessments are kept as a dated history with past assessments preserving the questions they were scored with.

Product docs offer an Escalate decision on screening matches and automatic EDD escalation for high-risk assessments, but do not describe how an escalation is routed to the compliance officer or how its outcome is notified back.

Vendor homepage states the dashboard shows document expiry dates; no alert for expired documents or active engagements is described in the docs.

Vendor changelog describes Inter-Firm Connections that send a complete client compliance record to a connected firm; the vendor does not describe this as a reliance arrangement, and no inbound request workflow is described.