easyAML

Stated as part of the monitoring loop: when changes are detected "your risk assessments are re-evaluated … and your AML/CTF program is kept up to date".

Named among the databases the product checks against. Whether access is direct or through a gateway is not established.

Vendor states it monitors transaction values in real time and flags potential structuring, and markets automated transaction monitoring with behavioural analysis; the rules are not described in the public knowledge base.

Described as being "prompted to report suspicious matters to AUSTRAC". Whether the product prepares the report or only raises the prompt is not established.

Vendor knowledge base states the firm risk assessment is built from the account's sector and designated-services list and is flagged for refresh when the firm provides designated services it did not assume; transactions are then scored one by one, but a separate risk rating per designated service is not described.

Vendor knowledge base states PEP, sanctions and adverse-media screening re-runs whenever a customer re-engages for a new transaction, and re-screening cadence follows the risk rating (high quarterly, medium 6-monthly, low annually). A CDD re-review triggered by a new designated service is not described.

Vendor knowledge base states the platform alerts the compliance officer when the risk assessment needs review (event-based triggers) and auto-populates the Annual Compliance Report; for the annual program review it tells users to set their own calendar reminder, and the quarterly effectiveness review is described as a manual process.

Vendor knowledge base states previous AML program versions are kept in the audit trail, and the ECDD workflow keeps frozen snapshots on sign-off.

Vendor knowledge base states high-risk transactions notify the compliance officer or senior manager, who must sign off before the service proceeds, and staff-raised unusual activity reports go to the compliance officer for review.

Vendor states verification flags expired documents for review and ongoing monitoring sends real-time alerts on document expirations; alerts tied to active engagements are not described.

Vendor knowledge base states in-platform reliance and KYC sharing is not yet available ("coming soon") and reliance currently runs outside the platform; another knowledge-base article describes in-platform reliance exchange as if live, so the two sources conflict.