SubjectTwo records, worked side by side
Records checked to8 October 2026
AMLHUB vs ClearAML
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
AMLHUB
Full AML/CTF platform
- Entry price
- On application
- Evidence
- 45%
- Marketed to
- Accounting, Real estate, Legal
- Data residency
- mixed
ClearAML
Full AML/CTF platform
- Entry price
- $49.00/mo
- Evidence
- 74%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing
- Data residency
- australia
Choose AMLHUB when...
- Enhanced due diligence is verified — ClearAML has not established it.
Choose ClearAML when...
- Know-your-business (entity checks) is verified — AMLHUB has not established it.
- Beneficial ownership and control is verified — AMLHUB has not established it.
- Biometric liveness and face match is verified — AMLHUB has not established it.
- Document Verification Service (DVS) access is verified — AMLHUB has not established it.
- Suspicious matter report workflow is verified — AMLHUB has not established it.
Where both fit
Risk assessmentIndependent evaluation support (s84)Staff trainingCustomer due diligenceElectronic identity verificationPEP and sanctions screeningOngoing customer monitoring
Biggest differences
| Field | AMLHUB | ClearAML |
|---|---|---|
| AML/CTF program creation | Partial | Not established |
| Know-your-business (entity checks) | Not established | Verified |
| Beneficial ownership and control | Partial | Verified |
| Enhanced due diligence | Verified | Not established |
| Biometric liveness and face match | Not established | Verified |
| Document Verification Service (DVS) access | Not established | Verified |
| Automated transaction monitoring (bank-style rules) | Not established | Partial |
| Suspicious matter report workflow | Partial | Verified |
| AUSTRAC SMR XML export | Not established | Verified |
| Threshold transaction reporting | Partial | Verified |
| Evidence pack export | Partial | Verified |
| Risk assessed per designated service | Not established | Partial |
| Ongoing monitoring triggered by designated service and risk | Not established | Partial |
| Program obligations calendar | Not established | Partial |
Capabilities, section by section
Program & governance
AMLHUBClearAML
- AML/CTF program creation Queried Not obtained
- Program maintenance and review Not obtained Not obtained
- Risk assessment Agreed Agreed
- Independent evaluation support (s84) Agreed Agreed
- Staff training Agreed Agreed
CDD & entity work
AMLHUBClearAML
- Customer due diligence Agreed Agreed
- Know-your-business (entity checks) Not obtained Agreed
- Beneficial ownership and control Queried Agreed
- Enhanced due diligence Agreed Not obtained
- Reliance arrangements Not obtained Not obtained
Identity verification
AMLHUBClearAML
- Electronic identity verification Agreed Agreed
- Biometric liveness and face match Not obtained Agreed
- Document Verification Service (DVS) access Not obtained Agreed
Screening & monitoring
AMLHUBClearAML
- PEP and sanctions screening Agreed Agreed
- Adverse media screening Not obtained Not obtained
- Ongoing customer monitoring Agreed Agreed
- Automated transaction monitoring (bank-style rules) Not obtained Queried
Reporting & control
AMLHUBClearAML
- Suspicious matter report workflow Queried Agreed
- AUSTRAC SMR XML export Not obtained Agreed
- Tipping-off controls (s123) Not obtained Not obtained
- Threshold transaction reporting Queried Agreed
Evidence & extensibility
AMLHUBClearAML
- Evidence pack export Queried Agreed
- Immutable audit log Not obtained Not obtained
- API access Not obtained Not obtained
Tranche 2 operations
AMLHUBClearAML
- Risk assessed per designated service Not obtained Queried
- Ongoing monitoring triggered by designated service and risk Not obtained Queried
- Program obligations calendar Not obtained Queried
- Versioned AML program and CDD records Not obtained Agreed
- Escalation to AMLCO or manager with outcome recorded Queried Queried
- Expired document alerts Not obtained Queried
- Reliance CDD requests sent and received Not obtained Queried
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewKnow-your-business (entity checks)Reliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAdverse media screeningAutomated transaction monitoring (bank-style rules)AUSTRAC SMR XML export
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: AMLHUB on AML Directory · ClearAML on AML Directory