Skip to main content
AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AMLHUB vs SimpleAML

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AMLHUB

Full AML/CTF platform

Entry price
On application
Evidence
45%
Marketed to
Accounting, Real estate, Legal
Data residency
mixed

SimpleAML

Local register

Entry price
$0.00/mo
Evidence
55%
Marketed to
Accounting, Real estate, Conveyancing
Data residency
Not established

Choose AMLHUB when...

  • Independent evaluation support (s84) is verified — SimpleAML has not established it.
  • Customer due diligence is verified — SimpleAML has not established it.
  • Enhanced due diligence is verified — SimpleAML has not established it.
  • Electronic identity verification is verified — SimpleAML has not established it.
  • PEP and sanctions screening is verified — SimpleAML has not established it.

Choose SimpleAML when...

  • Tipping-off controls (s123) is verified — AMLHUB has not established it.
  • Risk assessed per designated service is verified — AMLHUB has not established it.
  • Ongoing monitoring triggered by designated service and risk is verified — AMLHUB has not established it.
  • Versioned AML program and CDD records is verified — AMLHUB has not established it.

Where both fit

Risk assessmentStaff training

Biggest differences

FieldAMLHUBSimpleAML
Independent evaluation support (s84)VerifiedNot established
Customer due diligenceVerifiedPartial
Know-your-business (entity checks)Not establishedNo
Beneficial ownership and controlPartialNot established
Enhanced due diligenceVerifiedNot established
Electronic identity verificationVerifiedNo
PEP and sanctions screeningVerifiedNo
Ongoing customer monitoringVerifiedNot established
AUSTRAC SMR XML exportNot establishedNo
Tipping-off controls (s123)Not establishedVerified
Threshold transaction reportingPartialNot established
Evidence pack exportPartialNo
Immutable audit logNot establishedNo
Risk assessed per designated serviceNot establishedVerified

Capabilities, section by section

Program & governance

AMLHUBSimpleAML
  • AML/CTF program creation Queried Queried
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Agreed Not obtained
  • Staff training Agreed Agreed

CDD & entity work

AMLHUBSimpleAML
  • Customer due diligence Agreed Queried
  • Know-your-business (entity checks) Not obtained Not agreed
  • Beneficial ownership and control Queried Not obtained
  • Enhanced due diligence Agreed Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

AMLHUBSimpleAML
  • Electronic identity verification Agreed Not agreed
  • Biometric liveness and face match Not obtained Not obtained
  • Document Verification Service (DVS) access Not obtained Not obtained

Screening & monitoring

AMLHUBSimpleAML
  • PEP and sanctions screening Agreed Not agreed
  • Adverse media screening Not obtained Not obtained
  • Ongoing customer monitoring Agreed Not obtained
  • Automated transaction monitoring (bank-style rules) Not obtained Not obtained

Reporting & control

AMLHUBSimpleAML
  • Suspicious matter report workflow Queried Queried
  • AUSTRAC SMR XML export Not obtained Not agreed
  • Tipping-off controls (s123) Not obtained Agreed
  • Threshold transaction reporting Queried Not obtained

Evidence & extensibility

AMLHUBSimpleAML
  • Evidence pack export Queried Not agreed
  • Immutable audit log Not obtained Not agreed
  • API access Not obtained Not obtained

Tranche 2 operations

AMLHUBSimpleAML
  • Risk assessed per designated service Not obtained Agreed
  • Ongoing monitoring triggered by designated service and risk Not obtained Agreed
  • Program obligations calendar Not obtained Queried
  • Versioned AML program and CDD records Not obtained Agreed
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Not obtained Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewKnow-your-business (entity checks)Reliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAdverse media screeningAutomated transaction monitoring (bank-style rules)AUSTRAC SMR XML export

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AMLHUB on AML Directory · SimpleAML on AML Directory