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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

ClearAML vs StackGo IdentityCheck

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

ClearAML

Full AML/CTF platform

Entry price
$49.00/mo
Evidence
74%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
australia

StackGo IdentityCheck

Verification layer

Entry price
On application
Evidence
58%
Marketed to
Not established
Data residency
mixed

Choose ClearAML when...

  • Risk assessment is verified — StackGo IdentityCheck has not established it.
  • Independent evaluation support (s84) is verified — StackGo IdentityCheck has not established it.
  • Staff training is verified — StackGo IdentityCheck has not established it.
  • Customer due diligence is verified — StackGo IdentityCheck has not established it.
  • Know-your-business (entity checks) is verified — StackGo IdentityCheck has not established it.

Choose StackGo IdentityCheck when...

Nothing separates them here: every capability agreed for StackGo IdentityCheck is at least established for ClearAML too.

Where both fit

Electronic identity verificationBiometric liveness and face matchPEP and sanctions screening

Biggest differences

FieldClearAMLStackGo IdentityCheck
AML/CTF program creationNot establishedNo
Risk assessmentVerifiedNo
Independent evaluation support (s84)VerifiedNot established
Staff trainingVerifiedNo
Customer due diligenceVerifiedNo
Know-your-business (entity checks)VerifiedNot established
Beneficial ownership and controlVerifiedNot established
Enhanced due diligenceNot establishedNo
Document Verification Service (DVS) accessVerifiedNo
Ongoing customer monitoringVerifiedNo
Automated transaction monitoring (bank-style rules)PartialNot established
Suspicious matter report workflowVerifiedNo
AUSTRAC SMR XML exportVerifiedNo
Tipping-off controls (s123)Not establishedNo

Capabilities, section by section

Program & governance

ClearAMLStackGo IdentityCheck
  • AML/CTF program creation Not obtained Not agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Not agreed
  • Independent evaluation support (s84) Agreed Not obtained
  • Staff training Agreed Not agreed

CDD & entity work

ClearAMLStackGo IdentityCheck
  • Customer due diligence Agreed Not agreed
  • Know-your-business (entity checks) Agreed Not obtained
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Not obtained Not agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

ClearAMLStackGo IdentityCheck
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Agreed Not agreed

Screening & monitoring

ClearAMLStackGo IdentityCheck
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Not obtained Not obtained
  • Ongoing customer monitoring Agreed Not agreed
  • Automated transaction monitoring (bank-style rules) Queried Not obtained

Reporting & control

ClearAMLStackGo IdentityCheck
  • Suspicious matter report workflow Agreed Not agreed
  • AUSTRAC SMR XML export Agreed Not agreed
  • Tipping-off controls (s123) Not obtained Not agreed
  • Threshold transaction reporting Agreed Not agreed

Evidence & extensibility

ClearAMLStackGo IdentityCheck
  • Evidence pack export Agreed Not agreed
  • Immutable audit log Not obtained Not agreed
  • API access Not obtained Not obtained

Tranche 2 operations

ClearAMLStackGo IdentityCheck
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Not obtained
  • Escalation to AMLCO or manager with outcome recorded Queried Not obtained
  • Expired document alerts Queried Not obtained
  • Reliance CDD requests sent and received Queried Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

AML/CTF program creationProgram maintenance and reviewEnhanced due diligenceReliance arrangementsAdverse media screeningTipping-off controls (s123)Immutable audit logAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: ClearAML on AML Directory · StackGo IdentityCheck on AML Directory