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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

ClearAML vs Syntrico

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

ClearAML

Full AML/CTF platform

Entry price
$49.00/mo
Evidence
74%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
australia

Syntrico

Full AML/CTF platform

Entry price
$149.00/mo
Evidence
74%
Marketed to
Real estate, Legal, Conveyancing, Accounting, Precious metals & stones, Other
Data residency
australia

Choose ClearAML when...

  • Independent evaluation support (s84) is verified — Syntrico has not established it.
  • Biometric liveness and face match is verified — Syntrico has not established it.
  • Document Verification Service (DVS) access is verified — Syntrico has not established it.
  • AUSTRAC SMR XML export is verified — Syntrico has not established it.
  • Versioned AML program and CDD records is verified — Syntrico has not established it.

Choose Syntrico when...

  • AML/CTF program creation is verified — ClearAML has not established it.
  • Adverse media screening is verified — ClearAML has not established it.
  • Automated transaction monitoring (bank-style rules) is verified — ClearAML has not established it.
  • Expired document alerts is verified — ClearAML has not established it.

Where both fit

Risk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationPEP and sanctions screeningOngoing customer monitoringSuspicious matter report workflowThreshold transaction reportingEvidence pack export

Biggest differences

FieldClearAMLSyntrico
AML/CTF program creationNot establishedVerified
Program maintenance and reviewNot establishedPartial
Independent evaluation support (s84)VerifiedPartial
Enhanced due diligenceNot establishedPartial
Biometric liveness and face matchVerifiedNot established
Document Verification Service (DVS) accessVerifiedNot established
Adverse media screeningNot establishedVerified
Automated transaction monitoring (bank-style rules)PartialVerified
AUSTRAC SMR XML exportVerifiedNot established
API accessNot establishedPartial
Program obligations calendarPartialNot established
Versioned AML program and CDD recordsVerifiedPartial
Expired document alertsPartialVerified
Reliance CDD requests sent and receivedPartialNot established

Capabilities, section by section

Program & governance

ClearAMLSyntrico
  • AML/CTF program creation Not obtained Agreed
  • Program maintenance and review Not obtained Queried
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Agreed Queried
  • Staff training Agreed Agreed

CDD & entity work

ClearAMLSyntrico
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Agreed
  • Enhanced due diligence Not obtained Queried
  • Reliance arrangements Not obtained Not obtained

Identity verification

ClearAMLSyntrico
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Not obtained
  • Document Verification Service (DVS) access Agreed Not obtained

Screening & monitoring

ClearAMLSyntrico
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Not obtained Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Queried Agreed

Reporting & control

ClearAMLSyntrico
  • Suspicious matter report workflow Agreed Agreed
  • AUSTRAC SMR XML export Agreed Not obtained
  • Tipping-off controls (s123) Not obtained Not obtained
  • Threshold transaction reporting Agreed Agreed

Evidence & extensibility

ClearAMLSyntrico
  • Evidence pack export Agreed Agreed
  • Immutable audit log Not obtained Not obtained
  • API access Not obtained Queried

Tranche 2 operations

ClearAMLSyntrico
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Queried Agreed
  • Reliance CDD requests sent and received Queried Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

AML/CTF program creationProgram maintenance and reviewEnhanced due diligenceReliance arrangementsAdverse media screeningTipping-off controls (s123)Immutable audit logAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: ClearAML on AML Directory · Syntrico on AML Directory