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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

easyAML vs FreeAML

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

easyAML

Full AML/CTF platform

Entry price
$179.00/mo
Evidence
74%
Marketed to
Accounting, Real estate, Legal
Data residency
australia

FreeAML

Verification layer

Entry price
$20.00/check
Evidence
55%
Marketed to
Accounting, Real estate, Conveyancing, Legal
Data residency
Not established

Choose easyAML when...

  • Program maintenance and review is verified — FreeAML has not established it.
  • Automated transaction monitoring (bank-style rules) is verified — FreeAML has not established it.
  • Suspicious matter report workflow is verified — FreeAML has not established it.
  • Versioned AML program and CDD records is verified — FreeAML has not established it.
  • Escalation to AMLCO or manager with outcome recorded is verified — FreeAML has not established it.

Choose FreeAML when...

  • AUSTRAC SMR XML export is verified — easyAML has not established it.

Where both fit

AML/CTF program creationRisk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationBiometric liveness and face matchDocument Verification Service (DVS) accessPEP and sanctions screeningAdverse media screeningOngoing customer monitoringEvidence pack export

Biggest differences

FieldeasyAMLFreeAML
Program maintenance and reviewVerifiedNot established
Automated transaction monitoring (bank-style rules)VerifiedNot established
Suspicious matter report workflowVerifiedNot established
AUSTRAC SMR XML exportNot establishedVerified
Program obligations calendarPartialNot established
Versioned AML program and CDD recordsVerifiedPartial
Escalation to AMLCO or manager with outcome recordedVerifiedNot established
Expired document alertsVerifiedNot established
Reliance CDD requests sent and receivedNoNot established
Product typePlatformVerification
Data residencyaustraliaunknown

Capabilities, section by section

Program & governance

easyAMLFreeAML
  • AML/CTF program creation Agreed Agreed
  • Program maintenance and review Agreed Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Not obtained Not obtained
  • Staff training Agreed Agreed

CDD & entity work

easyAMLFreeAML
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Agreed
  • Enhanced due diligence Not obtained Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

easyAMLFreeAML
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Agreed Agreed

Screening & monitoring

easyAMLFreeAML
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Agreed Not obtained

Reporting & control

easyAMLFreeAML
  • Suspicious matter report workflow Agreed Not obtained
  • AUSTRAC SMR XML export Not obtained Agreed
  • Tipping-off controls (s123) Not obtained Not obtained
  • Threshold transaction reporting Not obtained Not obtained

Evidence & extensibility

easyAMLFreeAML
  • Evidence pack export Agreed Agreed
  • Immutable audit log Not obtained Not obtained
  • API access Not obtained Not obtained

Tranche 2 operations

easyAMLFreeAML
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Agreed Not obtained
  • Expired document alerts Agreed Not obtained
  • Reliance CDD requests sent and received Not agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Independent evaluation support (s84)Enhanced due diligenceReliance arrangementsAUSTRAC SMR XML exportTipping-off controls (s123)Threshold transaction reportingImmutable audit logAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: easyAML on AML Directory · FreeAML on AML Directory